帶來以下好處及改變

1. 穩定性:Stability

穩定幣通常與法定貨幣掛鉤,能夠提供價格穩定性,減少加密貨幣市場的波動對用戶的影響。 Stablecoins are typically pegged to fiat currencies, providing price stability and reducing the impact of cryptocurrency market volatility on users.

2. 方便交易: Ease of Transactions

穩定幣可以在區塊鏈上進行快速、安全的交易,減少傳統銀行轉帳的時間和手續費。 Stablecoins can facilitate fast and secure transactions on the blockchain, reducing the time and fees associated with traditional bank transfers.

3. 金融包容性:Financial Inclusion

為未能獲得傳統銀行服務的人提供金融服務,尤其是在偏遠地區或發展中國家。 They provide financial services to those who may not have access to traditional banking, especially in remote areas or developing countries.

4. 跨境支付:Cross-border Payments

降低跨境支付的成本和時間,使國際貿易更加便捷。 Lowering the cost and time of cross-border payments, making international trade more convenient.

5. 創新機會:Opportunities for Innovation

促進金融科技創新,吸引更多企業和人才進入香港市場。對於香港人來說,這可能意味著更便捷的支付方式、更低的交易成本,以及更多樣化的投資選擇。同時也可能促使政府和金融機構加速數字經濟和金融科技的發展。 Promoting fintech innovation and attracting more businesses and talent to the Hong Kong market. For Hong Kong residents, this could mean more convenient payment methods, lower transaction costs, and a wider range of investment options. It might also encourage the government and financial institutions to accelerate the development of the digital economy and fintech.

6. 增強金融系統的韌性:Enhancing Financial System Resilience

透過分散式賬本技術,提高金融系統的透明度和安全性。對於香港人來說,這可能意味著更便捷的支付方式、更低的交易成本,以及更多樣化的投資選擇。同時也可能促使政府和金融機構加速數字經濟和金融科技的發展。 Improving transparency and security in the financial system through distributed ledger technology.